Health Insurance Plans Store.com

Not just Another Health Insurance Company

Do You Need Insurance?

Today not Everyone has Health Insurance. Some have tried but not found an affordable solution. Others have been blocked from the care they need due to pre-existing conditions. Yet others just put it off, allowing the many needs of the day and desires such as the new big Screen HDTV come first. So the question arises, Do You Need health Insurance? If you are currently breathing the answer is a resounding YES. “According to a recent Harvard study, an astounding 62% of all personal bankruptcies filed in the U.S. in 2007 were caused by medical problems.” http://www.investinganswers.com/a/top-10-tuesday-causes-bankruptcy-and-how-avoid-it-1124 My mentor in the Insurance business knew the value of having a  QUALITY Health Insurance Plan.... (more...)

Buying Health Insurance

Health Insurance is NOT a can of baked beans. Buying Health Insurance, with the many options available can be a confusing process. Terms such as Co-insurance, Maximum Out-of Pocket, even Deductible can leave prospective customers shaking their head and wondering exactly what they are buying coverage for? What is included or more importantly excluded. Is your deductible Annual or event based? What are the Exclusions and Limitations of your plan? How is a pre-existing condition covered? Not knowing what your coverage will be on a new plan, may be as dangerous as not HAVING Health Insurance. The last thing you need in life is to have no choice but to undergo treatments for a serious situation, only to find out that your access is limited or simply... (more...)

What are my Options?

What are your options in health Insurance? More importantly first let’s ask: What are my needs? Are some family members covered by employer sponsored health Insurance? If you are leaving someone’s employ, what are your Continuation or COBRA options? Are they affordable? how does the Stimulus package affect this? If you are Self-Employed, what are the risks of your profession? If something happened to you and took you out of being able to provide for yourself and family for a period of time, how would you be covered and how will you even manage the costs of maintaining your plan? There are many options, and particularly in the wake of Health Care Reform the rules are changing. What was true yesterday maybe be history tomorrow. So... (more...)

Do You Need Insurance?

Today not Everyone has Health Insurance. Some have tried but not found an affordable solution. Others have been blocked from the care they need due to pre-existing conditions. Yet others just put it off, allowing the many needs of the day and desires such as the new big Screen HDTV come first. So the question arises, Do You Need health Insurance? If you are currently breathing the answer is a resounding YES. “According to a recent Harvard study, an astounding 62% of all personal bankruptcies filed in the U.S. in 2007 were caused by medical problems.” http://www.investinganswers.com/a/top-10-tuesday-causes-bankruptcy-and-how-avoid-it-1124 My... (more...)

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DON’T Make this COMMON MISTAKE in Getting individual HEALTH INSURANCE:

Don’t Make this HUGE MISTAKE in applying for Individual Health Insurance: Calling a carrier directly and applying is typically a HUGE mistake. Why? Shouldn’t I be able to call such and such insurance company and apply? Sure you can, but they can also DECLINE you. That’s right it’s 2011 not 2014 and Health Insurance Carriers can still decline you. Once they do, that’s a red flag to future applications with other Insurance Companies. Plus, that company will take your application but they won’t tell you if you are better off applying with a different company. So what to... (more...)

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What are my Options?

What are your options in health Insurance? More importantly first let’s ask: What are my needs? Are some family members covered by employer sponsored health Insurance? If you are leaving someone’s employ, what are your Continuation or COBRA options? Are they affordable? how does the Stimulus package affect this? If you are Self-Employed, what are the risks of your profession? If something happened to you and took you out of being able to provide for yourself and family for a period of time, how would you be covered and how will you even manage the costs of maintaining your plan? There... (more...)

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